REALLY?????

Don't you just hate it when you have an accident and the opposite party involved in the accident don't really have insurence but just have the papers showing they do?
They keep fictious papers in their car to keep the police from towing the car but you don't find out they don't have insurance until its to late. Then you have to deal with your insurance company. While nothing really happens to the other driver unless you decide to sue them which causes more out of pocket expenses. I don't think its fair at all. I feel the police should come up with a way to run the insurance immediately at the time of the accident to see if the insurance is fictious or not. If they find the insurance is fictious they should tow the car, the owner should spend some time in jail and made to pay a fine. If they do this I am almost positive this will stop people from committing insurance fraud. What do you think????